Articles
Articles
These articles share my thoughts on what drives real financial and operational success. I write from experience working alongside business owners to connect vision, strategy, and results in a practical, actionable way. I will be adding new articles on a regular basis, so check back often for fresh insights.
Strategic financial planning is an urgent item on every business leader's to-do list. However, if you are like many leaders, your list is already too long to handle everything alone. This is often most evident if your business is still operating the same way it did one, three, or even five years ago. You may have decisions or changes you want to implement, yet sticking with the status quo feels like the safest path.
Continuing with the status quo or being slow to implement change prevents you from adapting. To succeed in a rapidly changing marketplace, you must constantly defeat the status quo.
Achieve the Speed and Clarity Your Business Demands:
Accelerate Value: A lack of speed in decision-making creates value leakage, while speed accelerates value creation.
Decipher the Story: Historical data tells you what happened, but not why. Your strategic planning must be based on the story behind the numbers.
Future-Proof Operations: New challenges constantly arise, and you cannot let them stall your progress. Planning how you will operate differently to meet future goals is critical.
Decide with Confidence: You will be equipped to make better decisions more quickly, ensuring your business continues to succeed.
Efficient Solutions for the Busy Leader:
As a Fractional CFO, I provide efficient solutions that keep your business moving fast. Large companies benefit from full-time financial leadership and I am passionate about providing small and medium-sized businesses that same high-level expertise and value at a fraction of the cost.
I offer focused capacity to ensure your priorities remain top of mind. With diverse experience across public, private, and family-owned sectors, I adapt proven strategies to your specific challenges. My goal is to reduce the pressure on your internal teams and avoid adding a management burden by integrating smoothly within your organization. You gain immediate financial guidance and strategic support on a flexible month-to-month basis.
Is a Chief Financial Officer a cost center? That question comes up often, especially when business owners are evaluating overhead. But it misses the real point. A strong CFO is a value center. When financial leadership is done well, it lowers costs, improves margins, strengthens cash flow, and supports sustainable growth.
The confusion usually starts when finance is viewed only through the lens of reporting. Financial statements are prepared accurately and on time, reviewed monthly, and then set aside. Those reports are necessary, but they are backward-looking. On their own, they do not create value.
The real value of a CFO shows up in what happens next.
Most owners look at their financial statements. Very few have the time, space, or executive capacity to step back and interpret what those numbers are actually telling them. What should change? Where should resources be reallocated? Which activities are creating value, and which ones are quietly draining it? What decisions need to be made now to support the next phase of growth?
This gap between the numbers and strategy is where value is either created or lost.
Research from sources such as Harvard Business Review consistently highlights the shift of the finance function from a traditional cost-focused role to a strategic value-creating role. Organizations that integrate financial insight into decision-making move faster, allocate resources more effectively, and execute strategy with greater discipline.
A CFO does not create value by selling product or services. A CFO creates value by shaping the decisions that determine how profit is created, protected, and sustained. Pricing discipline, margin management, forecasting, capital allocation, debt structure, and scenario planning all directly influence profitability and risk.
Another common challenge is execution. Even when business owners invest the time to think strategically, the plan often loses momentum. Priorities shift. Day-to-day demands take over. Without ongoing financial leadership reinforcing the strategy, tracking progress, and adjusting course, the plan becomes an idea rather than an outcome.
This is where the CFO becomes a value center rather than an expense.
Harvard Business Review and similar research sources frequently describe the modern CFO as a strategic partner to leadership, responsible for connecting strategy to execution and ensuring that financial insight drives action. When this connection exists, businesses are better prepared to adapt, manage risk, and capitalize on opportunity.
As a fractional CFO, this is the role I step into.
I work alongside owners to interpret the story behind their numbers, develop a financial roadmap grounded in current realities, and build a strategic financial plan that supports execution. That includes aligning financials, KPIs, forecasts, and capital structure with the vision of the business. Just as importantly, it includes follow-through, accountability, and ongoing refinement as conditions change.
The goal is not more reports. The goal is clarity, momentum, and better decisions.
When financial leadership functions as a value center, finance stops feeling like overhead. It becomes a tool that improves focus, accelerates execution, and strengthens long-term performance. Costs come down because resources are allocated intentionally. Profits improve because decisions are grounded in insight rather than reaction. Cash flow stabilizes because planning replaces guesswork.
So is a CFO a cost center or a profit center?
A better question is whether your financial leadership is helping you make better decisions and execute on them consistently. When it does, the value is unmistakable.
Many business owners keep a close eye on their financial statements. They review income statements, balance sheets, cash flow reports, and KPI snapshots. Yet the question remains. Are you using that information to gain speed, or are you still competing slowly?
A slow competitor is not slow because they lack information. A slow competitor is slow because they do not know what to do with the information they have. Proper strategic planning takes significant time, thought, and analysis, and most business owners do not have enough time in their day to work through the strategic meaning behind their numbers. Even when business owners do invest the time, the strategy is often not followed up on, reinforced, or monitored in a way that leads to effective execution. The result is a plan that never turns into action.
You can have perfect numbers, clean reports, and organized financials. None of that creates an advantage unless you understand the strategic decisions those numbers support. True competitive speed comes from interpretation, insight, scenario planning, resource allocation, forward thinking, and a financial strategy that guides action.
Many owners try to evaluate data on their own. They work hard, they study the reports, and they seek clarity. But without strategic analysis, they cannot turn data into direction. They see the numbers, but they do not see the path. That is what creates slow competitors.
Why Companies Become Slow Competitors
Research on data-driven decision-making shows that information only creates value when it is interpreted correctly. Businesses that pair data with strategic context outperform those that simply collect and view numbers.
Harvard Business Review has highlighted that data issues are often linked to weak interpretation rather than missing information. When leaders cannot translate numbers into operational choices, decisions lag and momentum slows down.
Companies often review financial statements without linking those numbers to priorities, resource plans, or long-term strategy. HBR has consistently shown that organizations grow faster when strategy and data are fully integrated.
When markets shift, companies lacking a strategic financial plan struggle to respond. They wait, they hesitate, and they react slowly. Competitors with stronger financial insight move first and gain the advantage.
The Real Cost of Being a Slow Competitor
You act too slowly on opportunities that require immediate movement
You make decisions without understanding the long-term impact
You miss patterns or risks that strategic analysis would reveal
You drift away from your vision because your decisions are not tied to a financial roadmap
How The CFO Post Helps You Compete Faster
As your fractional CFO, I do far more than prepare accurate financial information. I help you understand what your data means, where it is pointing you, and how to turn that insight into strategic action.
I help you identify the strategic story behind your numbers. I translate financial results into a forward-looking plan. I use forecasting and scenario modeling to increase speed and confidence. I prioritize resources so your effort and capital focus on the highest-value opportunities. I build a financial roadmap that aligns your decisions with your long-term goals. I follow up on strategy so plans become execution, not ideas that fade away.
When you combine reliable information with strategic financial leadership, you move faster, make stronger decisions, and compete at a higher level. You stop being the slow competitor and become the competitor that others try to catch.
That is the advantage The CFO Post provides.
If you are an owner or operator, you are likely great at leading. You know how to set the vision, inspire others, take calculated risks, and understand people. Those abilities form the foundation of every successful business. You see the big picture and you know where you want your company to go.
Now ask yourself a second question: How much time do you spend on things in your business that you are not great at?
For most leaders, the answer falls into one of two categories.
1. As little as possible, because you put them on the back burner or avoid those tasks altogether.
2. Far too much, because you get pulled into details that drain time and energy and often produce inefficient results.
Even the most capable leaders cannot be great at everything. When you try to handle it all, you risk spreading yourself too thin, losing focus, and limiting your impact. This is where the right partnership can change everything.
The CFO Post Advantage
At The CFO Post, I provide strategic financial leadership that complements what you already do best. I add executive-level capacity to help transform ideas into reality where there is usually very little or none.
My focus is to align the core advantages of effective strategic financial planning, as identified by Harvard Business Review, with your specific business needs:
1. Better Decision-Making
I align your strategy and financial execution so that every decision is supported by data, forecasts, and measurable targets. This ensures that your goals translate into real financial performance rather than remaining high-level concepts.
2. Clearer Vision and Shared Purpose
I create a financial roadmap and KPI framework that connects your long-term vision to daily operations. This provides clarity for your team, keeps priorities aligned, and turns abstract goals into actionable outcomes everyone can see and track.
3. Prioritization of Resources
I build strategic financial plans that focus your resources on the initiatives that matter most. By concentrating capital, people, and time on high-impact areas, you reduce waste, improve returns, and maintain financial discipline without sacrificing growth.
4. Proactive Risk Management
I help you prepare for uncertainty with forecasting and scenario modeling that anticipate challenges before they occur. This forward view allows you to act strategically instead of reacting to financial surprises.
When your financial strategy is designed to amplify your leadership, your business becomes more agile, informed, and resilient. You gain focus, momentum, and confidence knowing that your financial foundation fully supports your vision.
The CFO Post helps leaders do what they do best by maximizing their strengths into measurable results. Through structure, clarity, and strategy, I help you move from leading with intuition to leading with insight. Together, we build financial systems that create value, strengthen performance, and bring your vision to life.